Our pricing depends on your unique credit profile and the complexity of items that need to be disputed or addressed. We begin with a free or low-cost consultation, during which we’ll evaluate your credit report, identify opportunities for improvement, and provide a customized quote. At Dream Fuel, we believe in transparent, value-driven pricing, with no hidden fees.

We’ve seen some clients experience positive changes within as little as 30 days, but on average, most begin seeing results between 45 to 60 days. However, timelines can vary depending on your credit history, the nature of the negative items, and how quickly the bureaus and creditors respond. We provide monthly updates and progress reports so you're always in the loop.

Yes, absolutely. Dream Fuel works directly with all three major credit bureaus — Equifax, Experian, and TransUnion — to ensure a comprehensive and accurate dispute process. We monitor and address discrepancies across all bureaus to help you achieve consistent results.

Yes, credit repair can still be effective even after bankruptcy. While the bankruptcy itself may remain on your report for up to 7–10 years, we can help you:

- Ensure accuracy of all items related to the bankruptcy

- Remove outdated or incorrect accounts

- Rebuild credit with the right strategy

Many of our clients have successfully improved their credit scores post-bankruptcy with consistent guidance and action.

We help challenge and potentially remove inaccurate or unverifiable items such as:

- Late payments

- Charge-offs

- Collections

- Repossessions

- Medical bills

- Foreclosures

- Student loan errors

- Identity theft-related accounts

All disputes are filed in accordance with your rights under the Fair Credit Reporting Act (FCRA).

While no company can guarantee a specific score increase, many of our clients see significant improvements after inaccurate or negative items are corrected. We also provide credit education and rebuilding strategies to help boost your score over time — not just remove negative items.

Yes, you can. However, the process can be time-consuming, complex, and frustrating if you’re unfamiliar with credit laws or how to navigate disputes. Dream Fuel saves you time and effort by providing professional, experienced guidance and consistent follow-through.